Category Archives - Insurance

Last Updated February 12, 2018

Becoming an Uber Driver FAQ

March 2, 2018 - No Comments

What are the minimum requirements? The minimum requirements for becoming an Uber driver are as follows – You must have a licence You must be eligible to drive You must have your own car What type of licence do I need? Uber taxis are private hire vehicles. This means they can only be pre-booked and cannot be hailed from the street. This being the case you need to obtain a private hire taxi driver’s licence before you’re able to work as an Uber driver. The requirements for getting a private hire licence will vary depending on the city you want to work in. What type of car do I need? In order to work as an Uber driver you’ll need to have a car that meets their requirements. The requirements vary slightly depending on whether you want to work in London or elsewhere. The requirements for driving an Uber taxi in London are that your car must be 2010 or newer and have 5 passenger seats. The vehicle must also be free of any cosmetic damage and not have any commercial branding. The same applies for Uber drivers outside of London except you can have a vehicle that’s 2008 or newer. What type of cover will I need? Working as an Uber driver will also require you to have your own insurance. Uber insurance is essentially private hire insurance so that’s what you’ll need to get. There are many excellent websites where you can get quotes for Uber insurance so you shouldn’t have trouble finding a policy. How can I save money on Uber insurance? Below are some excellent ways you can save money on Uber insurance – Pay for the policy annually – If you can pay for your policy annually rather than monthly then this can be an excellent way to save money. Although you do pay more upfront, most insurance providers will give you a good discount for doing this. Get a third party policy – A third party policy is always cheaper than a comprehensive policy. Although you won’t have much protection for your own vehicle…

Getting Truck Insurance at the Best Price

October 6, 2017 - No Comments

If you own a truck, or fleet of trucks, then you need to make sure you get the right type of insurance. Below is a guide to the types of truck insurance you can get as well as some ways to save money. Types of truck insurance Road risks – Road risks are something you must always get. In order for your truck(s) to be road legal, you need to have a third party only policy as a minimum. If you want more protection then you can get fire and theft added to a third party policy or get fully comprehensive insurance. Liability claims – Liability claims are something that every business must be prepared for. You can get liability cover added to a truck insurance policy so you’re fully protected if a claim goes against you. Legal fees – Legal expenses are often included in truck insurance policies and ensure that if you needed to fight a liability claim in court, the legal costs would be covered. Breakdowns – Breakdown assistance can also be added to a truck insurance policy for an extra cost. Ways to save money Get a fleet policy – If you have multiple trucks that you need to insure then getting a fleet policy will enable you to do this very easily. Fleet insurance often works out considerably cheaper than getting separate policies so it’s definitely worth considering. Make security a priority – You should take any steps you can to make your vehicles more secure. This means having them alarmed of course but you should also use tracking devices so that they could be recovered if stolen. It’s also worth making your premises as secure as possible by installing CCTV, security lights etc. Shop around – Getting a lot of quotes is something you should always do when looking for truck insurance. Sites like Clean Green Cars enable you to get quotes from many different truck insurance providers simply by filling out one quote form. Hire good drivers – If you have a trucking firm then one of the best ways to keep the…